Automation & Intelligence for Private Credit
One platform for loan management, portfolio monitoring and reporting – powered by AI-driven information flows.
The definitive technology partner for private capital fund managers
Private credit teams run complex portfolios, bespoke facilities, and demanding reporting cycles. Yet many still rely on spreadsheets, disconnected systems, and manual workflows that slow execution and undermine confidence in the numbers.
Equipped replaces this fragmented stack with a unified platform that manages everything from loan onboarding and servicing to portfolio monitoring and investor reporting. Built by former credit investors, it delivers the transparency, accuracy, and control required to scale with confidence.
Whether you manage direct lending, asset-based finance, real estate debt or granular loan pools, Equipped gives you clean data infrastructure, a powerful loan engine and automated workflows that support rigorous credit work and high-velocity operations.
Solutions built for every asset class: accurate reporting, actionable insights, and smarter data management.
Purpose-built data and analytics tools that make reporting and portfolio oversight simple for private credit fund managers, asset managers, banks and loan agents.
Advanced technology that unifies data, automates workflows, and powers modern private credit.
Challenges that
lead you to us
We simplify the operational complexity of private credit, turning fragmented data into real-time clarity. Our platform is built to support growth, not add operational drag.
Complex, bespoke deal structures
Every deal is idiosyncratic. Structured facilities, tailored amortisation, PIK mechanics, margin ratchets, delayed draws. Most systems can’t capture this complexity, so teams resort back to spreadsheets that don’t scale well.
Inconsistent data from borrowers and servicers
Borrower financials, covenant packages, and servicer files come in different structures and templates. Teams spend hours reformatting data before they can run tests, update metrics, or analyse performance.
Fragmented data across the investment lifecycle
Origination, servicing, and monitoring sit in different systems, causing repeated data entry, lost context, and avoidable errors as teams move between spreadsheets, emails, and disconnected tools.
Limited portfolio visibility and scalability constraints
Manual reporting and fragmented data make it difficult to track covenants, exposures, concentrations, collateral and performance. Teams are forced to hire more analysts just to manage spreadsheets rather than make credit decisions.
Flexible loan modelling for private credit
Capture every nuance of a facility in one controlled environment. Automated interest and fee calculations provide an accurate ledger, removing spreadsheet risk and giving teams a scalable foundation for loan administration and reporting.
AI-powered data ingestion and covenant monitoring
Borrower reports can be uploaded in multiple formats; Equipped standardises the data, automatically calculates metrics and feeds into custom covenant calculations, KPIs, and dashboards in real time. Every data point is traceable back to the original source file.
An end-to-end operating system for private credit
Every stage of the lifecycle is connected. Pipeline decisions flow directly into cashflow forecasting, loan onboarding, monitoring, and servicing, with automation and auditability built in. Teams work faster, with cleaner data and fewer moving parts.
Live portfolio intelligence and operational automation
Always-up-to-date metrics and dashboards with drill-down from portfolio to borrower and asset level. Automate workflows to reduce manual work, enabling teams to scale portfolios without increasing headcount.
Configured around your operating model
Equipped adapts to your workflows, not the other way around – a flexible platform shaped to how you originate, monitor, administer, and report.
Where expertise
meets results
“We engaged Equipped to fully digitise our front-office dashboarding and reporting functions. This was a particularly challenging project because we needed to move all our portfolio companies on to the platform which comprised of tens of thousands of individual loans across multiple specialty finance asset classes. Equipped built and delivered an excellent solution that exceeded our expectations.”
Quilam Capital
"We partnered with Equipped to assist in the management of our growing real estate debt portfolio of over €1b AUM. We needed to integrate technology within our investment processes to centralise loan data, create efficiency in our reporting and reduce time allocated to administrative tasks. Equipped’s technology solution achieves these objectives, and we value their continued innovation."
Tristan Capital
“Central to our business is maintaining a deep, forward-looking view of risk. Applying Equipped AI’s market-leading technology to the large data sets and close relationships PCP have across the private markets will create true value and a competitive advantage for both the entrepreneurs we support and the investors we serve.”
P Capital Partners
"The Equipped platform has already drastically improved the automation of several key processes, reduced our operational workload, and materially lowered the risk of human error. We now have a fit-for-purpose loan and portfolio management system. They have a well-established track record in the lending space, and we look forward to expanding the relationship in the coming years."
HTB
“Equipped were instrumental in delivering a solution that enabled the consolidation and standardisation of asset level data from over 20 servicing partners across Europe into a central data warehouse. This warehouse, combined with Equipped’s software modules across deal pipeline, investment workflow and portfolio monitoring, now provide a rich suite of workflow and analytical tools for the firm.”
AnaCap Financial Partners
Let’s talk?
Whether you’re launching a new credit platform, scaling operations, or upgrading legacy processes, we help transform private credit operations for the future.
