Purpose-built tools to optimise private credit operations

Private Credit Fund Managers

Streamlining direct lending and credit portfolios.

Private credit managers oversee portfolios built on bespoke, often highly structured facilities that rarely fit the constraints of traditional systems. Each loan brings its own economics, repayment mechanics, covenants, undertakings, and reporting requirements. Maintaining fidelity to these terms across multiple funds and vehicles demands discipline, yet much of the underlying information still arrives through PDFs, spreadsheets, and inconsistent borrower submissions.

In practice, teams spend disproportionate time normalising data, updating covenant calculations, and maintaining parallel trackers, while legacy tools struggle to model delayed draws, amortisation profiles, margin ratchets, PIK features, and fee mechanics with precision. 

As portfolios scale, these manual processes create operational drag, slow reporting cycles, and weaken oversight at exactly the moment investors expect timely, accurate visibility into risk and performance.

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How we help

What you can expect

Equipped gives private credit managers a controlled, end-to-end environment for accurate loan modelling, automated data ingestion, and efficient loan administration:

  • Flexible, accurate loan management
    Capture bespoke terms, amortisation profiles, pricing mechanisms, fees, ratchets, and PIK options in a single system. In-life amendments are handled cleanly, with calculations remaining consistent and auditable.
  • Automated financial ingestion and covenant updates
    Upload borrower financials in any format. Equipped standardises the data, applies calculations automatically, and refreshes covenants, KPIs, and dashboards in real time – reducing rework and error.
  • Automated loan administration 
    Generate accurate interest and fee statements automatically, track undertakings and reporting obligations through structured workflows, and give borrowers a portal to access statements and submit required documents.

Equipped gives direct lending teams tighter control, smoother execution, and more time to focus on strategic, value-add activities.

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See Equipped in action

Discover how Equipped can streamline direct lending portfolios, automate borrower communications, and deliver accurate, real-time insights.

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