Centralise, track, and report on complex loan portfolios

Loan portfolios

Managing large loan portfolios is increasingly complex and resource intensive.

Data arrives from banks, originators, and servicers in different formats and structures, creating inconsistencies in borrower, loan, and collateral information that make it difficult to build a clean, reliable view of granular underlying receivables.

Disparate systems and manual processes compound the problem, slowing the ability to analyse cohort behaviour, probability of default, prepayment trends, judicial progress, or accurate gross and net cash collections anchored to reconciled bank data.

Limited accountability for data corrections and delayed updates further undermine confidence in portfolio reporting, while investors and stakeholders expect timely, accurate insight. For teams responsible for monitoring performance and compliance, these inefficiencies create material operational risk and distract from strategic asset management

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How we help

What you can expect

We transform portfolio management with a single, centralised source of truth:

  • Clean and standardised loan data
    Ingest and transform loan tapes, servicer files, and originator datasets through a robust ETL process that cleanses, standardises, and organises disparate fields into a structured, reliable repository suitable for analysis and reporting.
  • Intelligent data quality management
    Built-in, configurable validation rules, eligibility checks, and concentration tests surface issues instantly, while machine learning introduces new business rules over time, continually improving data quality and reducing manual intervention.
  • Granular analytics and real-time dashboards
    Dashboards refresh automatically as new data arrives, surfacing trends across arrears, roll rates, recoveries, prepayments, cohort behaviour, and servicer performance. Gross and net cash collections against BPs and underwritten perimeters are supported by automated cash reconciliations against bank accounts to anchor performance to actual cash.

With Equipped, asset managers and investors gain confidence in their loan data, streamline reporting, and scale portfolios with greater accuracy, consistency, and operational control.

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See Equipped in action

See how Equipped can simplify portfolio management, reduce errors, and provide real-time insights. Book a demo today and experience a single source of truth for all your loan data.

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