Accurate, automated workflows to support banking operations

Banks

Name: Equipped AI Limited
Price range: $

Banks operate complex, multi-product lending businesses spanning term loans, RCFs, asset-based facilities, development finance, and wholesale/warehouse exposures. Yet the operational reality inside most banks is fragmented:

Loan administration lives in spreadsheets, creating exposure to interest calculation errors, break-cost misstatements, and manual drawdown/reconciliation issues.

Covenant and collateral monitoring is disconnected across risk, credit, and ops teams, making it difficult to maintain a timely, auditable view of covenant compliance.

Portfolio data is scattered across core banking systems, origination platforms, shared drives, and email inboxes – resulting in inconsistent reporting and limited visibility for credit committees, risk teams, and auditors.

Regulatory workflows (IFRS 9, ICAAP, stress testing) depend on accurate, historical, traceable data – yet banks often struggle to maintain a single version of truth.

Development finance and wholesale lending teams lack real-time exposure monitoring, relying on PDFs, borrower uploads, and manual reconciliations that slow down decision-making.

These operational challenges increase risk, absorb valuable capacity, and restrict the bank’s ability to scale lending books efficiently

Book a demo

How we help

What you can expect

Equipped gives banks a controlled, end-to-end environment to manage lending and portfolio risk with accuracy, auditability, and efficiency.

Loan administration with precision
Replace spreadsheet-driven loan admin with systemised interest, fee, amortisation, and break cost calculations, including daily interest accruals, margin ratchets, PIK toggles, drawdowns, resets, and automated borrower statements.
Unified portfolio oversight and governance
Consolidate loan, borrower, facility, and collateral data in a single, auditable system with clear approval workflows. Teams work from one version of truth across credit, operations, risk, and finance.
Accurate regulatory and management reporting
Produce consistent outputs for board reporting, portfolio reviews, IFRS 9 inputs, operational dashboards, and credit committee packs. Reports export in a near-final format and reduce the production burden on internal teams.

Equipped enables banks to reduce operational risk, improve reporting accuracy, and scale lending operations with stronger controls and lower dependency on spreadsheets.

Book a demo

Explore the solution