The Platform

The digital core for private credit

Private credit has outgrown the tools used to manage it. Portfolios are more complex and bespoke, yet critical processes still rely on spreadsheets and disconnected systems. Equipped replaces this fragmentation with a single, purpose-built platform – with a data model that handles what generic systems struggle with: bespoke deal terms, in-life amendments, complex interest mechanics, and multi-currency structures.

The result is a reliable source of truth that underpins daily execution and delivers the institutional rigour LPs expect.

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James Fergsuon
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The Platform

One core system. Built exclusively for private credit.

01 Loan management

Model, manage, and amend bespoke loan facilities with confidence.
 

  • Real‑time loan balances and exposures
  • Automated document generation
  • In-life amendments across facilities
02 Portfolio monitoring

AI‑driven standardisation of borrower financials and automated collateral pool analysis.
 

  • Ingest borrower financials from PDFs and Excel files
  • Automatically standardise data and calculate financial ratios from key line items
  • Deliver a clean, auditable source of truth with full traceability from source files
03 Covenant tracking

Deal-specific covenants, early warning indicators and compliance reporting.
 

  • Automated covenant calculations
  • Early‑warning signals for breaches and trends
  • Compliance monitoring
04 Cash flow forecasting

Forward looking insight that looks beyond static reporting.
 

  • Asset cash flow projections (by participant)
  • Returns projections (by participant)
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Core loan engine

Unlike generic private credit systems, Equipped is built for the nuanced realities of direct lending.

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Structural flexibility

Support diverse facility structures, including term loans, RCFs, unitranche and in-life amendments, so facilities and portfolios can evolve without system reconfiguration.

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Advanced rate & FX logic

Native handling of floating reference rates, compounding conventions and multi-currency facilities, ensuring accurate calculations across the portfolio.

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Versatile scheduling

Support irregular interest, fee and amortisation structures, so non-standard facilities can be managed without manual workarounds.

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Free your team from manual work and focus on decisions that drive returns. Book a demo to see how Equipped transforms day-to-day execution.

James Ferguson

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from Equipped

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Why Equipped?

A platform deisgned for modern private credit

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Who We Serve

Equipped is built for private credit fund managers, asset managers, and banks.

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About Equipped

Equipped provides the operating infrastructure for private credit, unifying data, automating workflows, and delivering real-time insight so teams can scale operations with ease.

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